There is nothing affordable home-wise where I currently live, outside DC. I have no interest in trying to maintain a SFH as a single person in my 60s. I looked at a small condo a couple of suburbs away that I could afford, but the monthly condo fee was $500! On top of mortgage and taxes. And that money would just be going into a hole, figuratively speaking. Not "building equity." And I'd be totally car-dependent, whereas now I can walk to many things, and public transit is nearby.