I live in an apartment, in a complex I've been living in for 20 years (with a couple of year gap). Every time I think about moving somewhere "cheaper" to retire, I think about how I will never find another place with 5 closets, including two in my bedroom, plus a pantry; and that is walking distance to the library, grocery store, and community center. Plus I'd have to find new hair dresser (I've been going to the same woman for 20 years), mechanic (mine is down the street), doctors, etc. As much as I am annoyed by the smelly-cooking neighbor and the leaf blowers, I just can't convince myself that moving to a place where I know no one, in much smaller accommodations, just for the sake of being in a senior apartment complex, is a good idea.
I tried the massive upheaval once and it didn't turn out well. Seems I have a deep issue with feeling invisible, and maybe it's related to a childhood spent as a fat, eyeglass-wearing bookworm who had zero friends, and siblings much older than me. Or maybe I'm just not a person suited to the "adventure" of starting all over again.