I don't stream, so I don't know what the monthly cost is. But it sounds like $20 a month. Given the amount of money people seem to drop at Starbucks on a daily basis, this seems like a whole lot of angst and anger because a platform has changed its terms of service...as they all tell you in the small print, can happen at any time. I've read of people who own not two, but three homes, complaining about an additional $20 a month per additional accounts.